:root{
  --navy:#0e1a2b; --navy2:#14243c; --navy3:#1b2f4e;
  --amber:#f2a91e; --amber-dk:#c9880f; --amber-soft:rgba(242,169,30,.14);
  --paper:#eef1f6; --card:#ffffff; --line:#dde3ec;
  --ink:#17202e; --muted:#5c6674; --dim:#8a94a5;
  --green:#1e8e52; --green-bg:#e5f4ec;
  --red:#cf4444; --red-bg:#fae8e8; --red-dk:#a83232;
  --amb-txt:#b07d12; --amb-bg:#fdf3dc;
  --radius:14px;
  --hazard:repeating-linear-gradient(-45deg,var(--amber) 0 14px,var(--navy) 14px 28px);
  --tape:repeating-linear-gradient(45deg,var(--amber) 0 6px,var(--navy) 6px 12px);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'DM Sans',system-ui,sans-serif;background:var(--paper);color:var(--ink);font-size:15.5px;line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:var(--amber-dk)}
button{font-family:inherit}

/* ── header ── */
header{position:sticky;top:0;z-index:50;background:var(--navy);color:#fff}
.hd-in{max-width:1120px;margin:0 auto;padding:11px 18px;display:flex;align-items:center;gap:12px 18px;min-height:62px}
.logo{display:flex;align-items:center;gap:10px;cursor:pointer;color:#fff;text-decoration:none;border-radius:8px;flex-shrink:0}
.logo-mark{width:36px;height:36px;display:block;flex-shrink:0}
.logo-txt{display:flex;flex-direction:column}
.logo-chip{width:34px;height:34px;border-radius:9px;background:var(--amber);color:var(--navy);display:flex;align-items:center;justify-content:center;font-weight:900;font-size:18px;flex-shrink:0}
.logo-name{font-weight:900;font-size:17px;letter-spacing:.2px;line-height:1.15}
.logo-name span{color:var(--amber)}
.logo-sub{font-size:10.5px;letter-spacing:1.4px;color:#93a1b8;text-transform:uppercase;font-weight:600}
.duty-pill{font-size:11px;font-weight:800;letter-spacing:.8px;color:var(--amber);border:1.5px solid rgba(242,169,30,.55);padding:5px 12px;border-radius:20px;text-transform:uppercase;white-space:nowrap}
.hd-nav{display:flex;gap:4px;margin-left:auto}
.hd-nav a{color:#c3ccdb;text-decoration:none;font-size:14px;font-weight:700;padding:8px 12px;border-radius:8px;min-height:40px;display:inline-flex;align-items:center}
.hd-nav a:hover{color:#fff;background:var(--navy2)}
.hd-cta{padding:10px 18px;font-size:14px;margin-left:auto;white-space:nowrap}
.hd-nav+.hd-cta{margin-left:0}
/* nav and start button belong to the landing page; other steps show the duty pill only */
body:has(#pgHero:not(.on)) .hd-nav,body:has(#pgHero:not(.on)) .hd-cta{display:none}
@media(max-width:979px){.hd-nav{display:none}}
@media(max-width:599px){.duty-pill{display:none}.hd-in{gap:10px}}
@media(max-width:419px){.hd-cta-long{display:none}.hd-cta{padding:10px 14px}.logo-sub{font-size:9.5px;letter-spacing:1.1px}}
.hazard-bar{height:7px;background:var(--hazard)}
.skip{position:absolute;left:12px;top:-60px;z-index:100;background:var(--amber);color:var(--navy);font-weight:800;padding:10px 16px;border-radius:8px;text-decoration:none}
.skip:focus{top:10px}

/* focus: one visible ring everywhere (navy on light, amber on dark) */
:focus-visible{outline:3px solid var(--navy);outline-offset:2px}
header :focus-visible,.hero :focus-visible,.cta-band :focus-visible,footer :focus-visible,.skip:focus-visible{outline-color:var(--amber)}
main:focus{outline:none}

/* ── layout ── */
.wrap{max-width:860px;margin:0 auto;padding:26px 18px 70px}
.wrap:has(> #pgHero.on){max-width:1120px}
.page{display:none}
.page.on{display:block;animation:fade .3s ease}
@keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}

/* ── hero ── */
.hero{background:var(--navy);color:#fff;border-radius:18px;padding:38px 32px 34px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-90px;top:-90px;width:340px;height:340px;border:1.5px solid rgba(242,169,30,.18);border-radius:50%}
.hero::before{content:"";position:absolute;right:-30px;top:-30px;width:220px;height:220px;border:1.5px solid rgba(242,169,30,.12);border-radius:50%}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(242,169,30,.13);border:1px solid rgba(242,169,30,.4);color:var(--amber);font-size:11.5px;font-weight:800;letter-spacing:1px;text-transform:uppercase;padding:6px 13px;border-radius:20px;margin-bottom:20px}
.hero-badge .dot{width:8px;height:8px;border-radius:50%;background:var(--amber);animation:pulse 1.8s infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.35}}
.hero h1{font-size:clamp(27px,4.6vw,40px);font-weight:900;line-height:1.12;letter-spacing:-.5px;max-width:620px}
.hero h1 em{font-style:normal;color:var(--amber)}
.hero p{margin-top:16px;font-size:16px;color:#c3ccdb;max-width:600px}
.hero p strong{color:#fff}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:12px;margin-top:26px;position:relative;z-index:1}
.stat{background:var(--navy2);border:1px solid var(--navy3);border-radius:12px;padding:16px 16px 13px}
.stat b{display:block;font-size:27px;font-weight:900;color:var(--amber);line-height:1.1;letter-spacing:-.5px}
.stat i{font-style:normal;font-size:12.5px;color:#9fabbe;display:block;margin-top:5px;line-height:1.45}
.stat u{text-decoration:none;font-size:11px;color:#93a1b8;display:block;margin-top:7px;font-weight:600}
.hero p.hero-punch{margin:14px 0 0;font-size:17.5px;font-weight:800;color:var(--amber);letter-spacing:-.2px;position:relative;z-index:1}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:40px;align-items:center;position:relative;z-index:1}
.hero p.hero-for{margin-top:14px;font-size:18px;font-weight:800;color:#fff;letter-spacing:-.2px}
.hero-facts{list-style:none;display:flex;flex-wrap:wrap;gap:6px 0;margin-top:18px;font-size:13.5px;font-weight:700;color:#dfe5ee}
.hero-facts li{display:inline-flex;align-items:center}
.hero-facts li+li::before{content:"";width:4px;height:4px;border-radius:50%;background:var(--amber);margin:0 11px}
@media(max-width:479px){
  .hero-facts{display:grid;grid-template-columns:auto auto;justify-content:start;gap:8px 22px}
  .hero-facts li::before,.hero-facts li+li::before{content:"";width:5px;height:5px;border-radius:50%;background:var(--amber);margin:0 9px 0 0;flex-shrink:0}
  .hero-badge{border-radius:10px;align-items:flex-start;line-height:1.45}
  .hero-badge .dot{margin-top:4px;flex-shrink:0}
}
.hero-noscript{font-size:13px;color:#dfe5ee}
/* the sample plan: three real pages, fanned */
.plan-stack{margin:0;display:flex;flex-direction:column;align-items:center}
.ps-pages{position:relative;width:min(100%,300px);aspect-ratio:900/1272;margin:8px 34px 0}
.ps-p{position:absolute;inset:0;width:100%;height:100%;display:block;border-radius:3px;background:#fff;
  box-shadow:0 1px 2px rgba(0,0,0,.28),0 10px 22px rgba(0,0,0,.28),0 26px 48px rgba(3,9,18,.38);transition:transform .45s cubic-bezier(.2,.7,.2,1)}
.ps-3{transform:translate(-15%,5%) rotate(-7deg)}
.ps-2{transform:translate(12%,2.5%) rotate(5deg)}
.ps-1{transform:rotate(-1deg)}
.plan-stack:hover .ps-3{transform:translate(-19%,6%) rotate(-9deg)}
.plan-stack:hover .ps-2{transform:translate(16%,2%) rotate(7deg)}
.plan-stack figcaption{margin-top:44px;position:relative;z-index:2;display:flex;flex-direction:column;align-items:center;gap:8px;font-size:12.5px;color:#c3ccdb;font-weight:600;text-align:center}
.plan-stack figcaption span{display:inline-block;color:var(--navy);background:var(--amber);font-weight:900;font-size:11px;letter-spacing:1px;text-transform:uppercase;padding:3px 9px;border-radius:5px;margin-right:0}
@media(max-width:819px){
  .hero-grid{grid-template-columns:1fr;gap:30px}
  .ps-pages{width:min(62%,240px)}
}
.hero-cta{margin-top:16px;display:flex;gap:12px;flex-wrap:wrap;align-items:center;position:relative;z-index:1}
.btn{border:none;border-radius:10px;padding:14px 26px;font-size:15px;font-weight:800;cursor:pointer;transition:.15s;display:inline-flex;align-items:center;gap:8px}
.btn-amber{background:var(--amber);color:var(--navy)}
.btn-amber:hover{background:#ffbb33;transform:translateY(-1px)}
.btn-ghost{background:transparent;color:#c3ccdb;border:1.5px solid var(--navy3)}
.btn-ghost:hover{border-color:#3a5075;color:#fff}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy3)}
.btn-line{background:#fff;color:var(--navy);border:1.5px solid var(--line)}
.btn-line:hover{border-color:var(--navy)}
.btn:disabled{opacity:.45;cursor:not-allowed;transform:none}
.hero-note{font-size:12.5px;color:#7d8aa0}
@media(min-width:820px){.hero{padding:52px 52px 40px}.hero h1{font-size:clamp(34px,3.7vw,46px)}}
@media(max-width:419px){.hero{padding:30px 20px 24px}.hero-cta .btn{width:100%;justify-content:center}}

/* ── landing sections ── */
.home-sec{scroll-margin-top:84px;margin-top:8px}
.home-sec .home-h{margin-top:48px}
.home-h:focus{outline:none}
.steps{list-style:none;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.steps .band-card{padding:22px 22px 20px;position:relative}
.step-n{display:block;font-size:40px;font-weight:900;line-height:1;color:var(--amber-dk);letter-spacing:-1px;margin-bottom:12px}
.steps h3{font-size:16px;font-weight:800;margin-bottom:6px;line-height:1.35}
.steps p{font-size:13.5px;color:var(--muted)}
@media(max-width:819px){.steps{grid-template-columns:1fr}.steps .band-card{display:grid;grid-template-columns:36px minmax(0,1fr);column-gap:10px;padding:18px 18px 16px}.step-n{grid-row:1 / span 2;font-size:32px;margin:0}}
.get{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(0,1fr);gap:28px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
/* 2+1: the cover large, two inner pages stacked beside it, so the pages fill the card height next to the list */
.get-pages{display:grid;grid-template-columns:minmax(0,2fr) minmax(0,1fr);gap:14px;align-items:start}
.get-pages figure:first-child{grid-row:span 2}
@media(min-width:1100px){.get{grid-template-columns:minmax(0,1.15fr) minmax(0,1fr)}}
.get-pages figure{margin:0}
.get-pages img{width:100%;height:auto;display:block;border-radius:3px;border:1px solid var(--line);box-shadow:0 1px 2px rgba(14,26,43,.08),0 12px 26px rgba(14,26,43,.12)}
.get-pages figcaption{font-size:12.5px;font-weight:700;color:var(--muted);margin-top:9px}
.get-lead{font-size:14.5px;color:var(--ink);margin-bottom:16px}
.get-h{font-size:11.5px;font-weight:900;letter-spacing:1.2px;text-transform:uppercase;color:var(--muted);margin-bottom:8px}
.get-list{list-style:none;margin-bottom:12px}
.get-list li{font-size:14px;padding:7px 0 7px 24px;border-top:1px solid var(--line);position:relative}
.get-list li:last-child{border-bottom:1px solid var(--line)}
.get-list li::before{content:"";position:absolute;left:3px;top:13px;width:10px;height:6px;border-left:2.5px solid var(--green);border-bottom:2.5px solid var(--green);transform:rotate(-45deg)}
.get-price{display:flex;align-items:baseline;gap:8px;flex-wrap:wrap}
.get-price b{font-size:34px;font-weight:900;letter-spacing:-1px;color:var(--navy)}
.get-price span{font-size:14px;font-weight:700;color:var(--muted)}
.get-guar{font-size:14px;line-height:1.35;font-weight:800;color:var(--navy);margin-top:2px}
.get-note{font-size:13px;color:var(--muted);margin-top:4px}
.get-side .btn{margin-top:14px}
@media(max-width:819px){.get{grid-template-columns:1fr;padding:20px}}
@media(max-width:419px){.get-pages{gap:8px}.get-pages figcaption{font-size:11px}.get-side .btn{width:100%;justify-content:center}}
.rest-card{display:flex;gap:24px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-left:5px solid var(--amber);border-radius:var(--radius);padding:24px 26px}
.rest-mark{width:88px;height:88px;flex-shrink:0}
.rest-body p{font-size:14px;color:var(--muted);margin-bottom:10px}
.rest-body p.rest-lead{font-size:15.5px;color:var(--ink)}
.rest-links{display:flex;gap:8px 20px;flex-wrap:wrap;margin-bottom:0!important}
.rest-links a{color:var(--navy);font-weight:800;min-height:24px;display:inline-flex;align-items:center;text-underline-offset:3px}
@media(max-width:559px){.rest-card{flex-direction:column;gap:14px;padding:20px}.rest-mark{width:64px;height:64px}}
.faq{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.faq details+details{border-top:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;padding:17px 52px 17px 22px;font-weight:800;font-size:15px;position:relative;min-height:44px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:24px;top:50%;width:9px;height:9px;border-right:2.5px solid var(--navy);border-bottom:2.5px solid var(--navy);transform:translateY(-70%) rotate(45deg);transition:transform .2s ease}
.faq details[open] summary::after{transform:translateY(-30%) rotate(-135deg)}
.faq summary:hover{background:#f7f9fc}
.faq summary:focus-visible{outline-offset:-3px}
.faq-a{padding:0 22px 18px;max-width:720px}
.faq-a p{font-size:14px;color:var(--muted);margin-top:9px}
.faq-a p:first-child{margin-top:0}
.faq-a strong{color:var(--ink)}
.faq-a a,.faq .lnk{color:var(--navy);font-weight:800}
.faq .lnk{min-height:24px}
.cta-band{margin-top:52px;background:var(--navy);color:#fff;border-radius:18px;overflow:hidden}
.cta-in{padding:38px 32px 40px;max-width:760px}
.cta-band h2{font-size:clamp(22px,2.6vw,30px);font-weight:900;letter-spacing:-.4px;line-height:1.2}
.cta-band p{margin:12px 0 22px;font-size:14px;color:#c3ccdb;font-weight:600}
@media(max-width:419px){.cta-in{padding:28px 20px 30px}.cta-band .btn{width:100%;justify-content:center}}

/* info band */
.home-h{margin:36px 2px 14px;font-size:21px;font-weight:900;letter-spacing:-.3px;color:var(--ink)}
.band{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:12px}
.band-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px 18px 16px}
.band-card .n{width:30px;height:30px;border-radius:8px;background:var(--navy);color:var(--amber);font-weight:900;font-size:13px;display:flex;align-items:center;justify-content:center;margin-bottom:10px}
.band-card h3{font-size:15px;font-weight:800;margin-bottom:4px}
.band-card p{font-size:13px;color:var(--muted)}
.law-strip{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px 22px}
.law-strip h3{font-size:15px;font-weight:900;margin-bottom:10px;display:flex;align-items:center;gap:8px}
.law-strip p{font-size:13.5px;color:var(--muted);margin-bottom:8px}
.law-strip p:last-child{margin-bottom:0}
/* animated jurisdiction map */
.aus-wrap{display:flex;gap:20px;align-items:center;margin:16px 0}
.aus-map-col{flex:1.15;min-width:0}
#ausMap{width:100%;height:auto;display:block}
.st{fill:#dfe7f1;stroke:#fff;stroke-width:1.2;stroke-linejoin:round;cursor:pointer;transition:fill .3s ease}
.st-inset{stroke:#b9c3d2;stroke-width:.28}
.stg{cursor:pointer}
.stg .inset-ring{stroke:#cbd4e0;stroke-width:1.2;transition:stroke .3s ease}
.stg:hover .inset-ring{stroke:var(--amber)}
.st:hover{fill:#f3cd7f}
.st.on{fill:var(--amber);animation:stpulse 1.8s ease-in-out infinite}
@keyframes stpulse{50%{opacity:.8}}
.st-label{font-size:13px;font-weight:800;fill:var(--navy);pointer-events:none;font-family:inherit}
.aus-chips{display:flex;gap:9px;flex-wrap:wrap;justify-content:center;margin:6px 0 12px}
.chip-st{border:1.5px solid var(--line);background:#fff;border-radius:20px;padding:8px 18px;font-size:13px;font-weight:800;cursor:pointer;color:var(--muted);font-family:inherit;transition:.15s}
.chip-st:hover{border-color:var(--amber)}
.chip-st.on{background:var(--navy);color:var(--amber);border-color:var(--navy)}
.aus-panel{flex:1;padding:10px 8px;align-self:stretch;display:flex;flex-direction:column;justify-content:center}
.pj-top{display:flex;align-items:center;gap:9px;margin-bottom:9px}
.pj-top b{background:var(--navy);color:var(--amber);font-size:11px;font-weight:900;padding:4px 9px;border-radius:7px;letter-spacing:.5px}
.pj-top span{font-size:12.5px;font-weight:700;color:var(--muted)}
.aus-panel p{font-size:13.5px;color:var(--muted);line-height:1.6;margin:0}
.aus-panel p strong{color:var(--ink)}
.fadein{animation:fade .35s ease}
@media(max-width:640px){.aus-wrap{flex-direction:column;align-items:stretch}}
.src{font-size:11.5px;color:var(--muted);margin-top:12px;padding-top:10px;border-top:1px dashed var(--line);line-height:1.7}

/* ── forms ── */
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px 22px 20px;margin-bottom:14px}
.card h2{font-size:21px;font-weight:900;letter-spacing:-.3px}
.card .sub{color:var(--muted);font-size:14px;margin:4px 0 18px}
label{display:block;font-size:12px;font-weight:800;letter-spacing:.6px;text-transform:uppercase;color:var(--muted);margin:0 0 6px}
input[type=text],input[type=email],select{width:100%;padding:12px 13px;border:1.5px solid var(--line);border-radius:10px;font-size:15px;font-family:inherit;background:#fff;color:var(--ink);outline:none;transition:.15s}
input:focus,select:focus{border-color:var(--amber)}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media(max-width:560px){.grid2{grid-template-columns:1fr}}
.fld{margin-bottom:16px}

/* ── assessment ── */
.prog{display:flex;gap:7px;margin-bottom:20px}
.prog i{flex:1;height:7px;border-radius:4px;background:var(--line)}
.prog i.done{background:var(--green)}
.prog i.cur{background:var(--amber)}
.sec-head{display:flex;gap:16px;align-items:flex-start;margin-bottom:18px}
.sec-num{width:56px;height:56px;border-radius:14px;background:var(--navy);color:var(--amber);font-size:22px;font-weight:900;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.sec-head h2{font-size:23px;font-weight:900;letter-spacing:-.3px;line-height:1.2}
.sec-head p{color:var(--muted);font-size:14px;margin-top:3px}
.sec-law{display:flex;gap:11px;align-items:flex-start;background:var(--navy);color:#c3ccdb;border-radius:12px;padding:13px 15px;margin-bottom:14px;font-size:12.5px;line-height:1.55}
.sec-law b{flex-shrink:0;background:var(--amber);color:var(--navy);font-size:10.5px;font-weight:900;padding:3px 9px;border-radius:7px;letter-spacing:.5px;margin-top:1px}
.state-hint{font-size:12.5px;color:var(--amber-dk);font-weight:700;margin-top:7px;min-height:18px}
.q{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px;margin-bottom:11px;position:relative;overflow:hidden}
.q.no{border-color:#ecc7c7;background:#fffcfc}
.q.hr.flagged{border-color:#ecc7c7;background:#fffcfc;padding-left:26px}
.q.hr.flagged::before{content:"";position:absolute;left:0;top:-24px;bottom:-24px;width:8px;background:var(--tape);animation:tape 1.1s linear infinite;will-change:transform}
@keyframes tape{from{transform:translateY(-16.9706px)}to{transform:translateY(0)}}
.q-top{display:flex;justify-content:space-between;gap:12px;align-items:flex-start;margin-bottom:12px}
.q-txt{font-size:14.5px;font-weight:600;line-height:1.5}
.hr-tag{flex-shrink:0;font-size:9.5px;font-weight:900;letter-spacing:.8px;color:var(--red-dk);background:var(--red-bg);padding:4px 9px;border-radius:12px;white-space:nowrap;text-transform:uppercase}
.yn{display:flex;gap:9px}
.yn button{flex:1;padding:11px 0;border-radius:10px;font-size:14.5px;font-weight:800;cursor:pointer;border:1.5px solid var(--line);background:#fff;color:var(--muted);transition:.12s}
.yn button.y.on{background:var(--green);border-color:var(--green);color:#fff}
.yn button.n.on{background:var(--red);border-color:var(--red);color:#fff}
.yn button:hover{border-color:var(--dim)}
.q-inc{background:var(--navy);color:#fff;border:none}
.q-inc .q-txt{color:#fff;font-weight:700}
.q-inc .yn button{background:transparent;border-color:#3a5075;color:#c3ccdb}
.q-inc .yn button.y.on{background:var(--red);border-color:var(--red);color:#fff}
.q-inc .yn button.n.on{background:var(--green);border-color:var(--green);color:#fff}
.q-inc.err{box-shadow:0 0 0 2px var(--red)}
.nav-row{display:flex;justify-content:space-between;gap:12px;margin-top:20px}
.hint{text-align:right;font-size:12.5px;color:var(--dim);margin-top:8px}

/* ── results ── */
.score-card{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;margin-bottom:16px}
.score-hd{background:var(--navy);color:#fff;padding:24px 26px;display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;position:relative;overflow:hidden}
.score-hd::after{content:"";position:absolute;right:-60px;top:-60px;width:220px;height:220px;border:1.5px solid rgba(242,169,30,.16);border-radius:50%}
.score-hd .vn{font-size:13px;color:#93a1b8}
.score-hd .tt{font-size:21px;font-weight:900}
.score-big{text-align:right;position:relative;z-index:1}
.score-big b{font-size:52px;font-weight:900;line-height:1;letter-spacing:-1px}
.badge{display:inline-block;font-size:12px;font-weight:800;padding:4px 12px;border-radius:20px;margin-top:7px}
.b-green{background:var(--green-bg);color:var(--green)}
.b-amber{background:var(--amb-bg);color:var(--amb-txt)}
.b-red{background:var(--red-bg);color:var(--red-dk)}
.score-body{padding:20px 26px 22px}
.bar-row{margin-bottom:15px}
.bar-top{display:flex;justify-content:space-between;font-size:13.5px;margin-bottom:6px}
.bar-top b{font-weight:700}
.bar-top span{font-weight:800}
.bar{height:9px;background:var(--paper);border-radius:5px;overflow:hidden}
.bar i{display:block;height:100%;border-radius:5px;transition:width .5s ease}
.plan-bars{margin:2px 0 14px}
.plan-bars .bar-row{margin-bottom:11px}
.plan-bars .bar-top{font-size:12.5px;margin-bottom:4px}
.plan-bars .bar-top b{color:var(--ink)}
.plan-bars .bar-top span{font-variant-numeric:tabular-nums}
.plan-bars .bar{height:7px}
.plan-bars .bar i{width:0;transition:width .9s cubic-bezier(.22,1,.36,1)}
.alert{border-radius:var(--radius);padding:16px 18px;margin-bottom:16px}
.alert-red{background:var(--red-bg);border:1px solid #ecc7c7}
.alert-red b{color:var(--red-dk);font-size:14.5px}
.alert-red p{font-size:13.5px;color:#8c4040;margin-top:4px}
.gap-list{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px;margin-bottom:16px}
.gap-list h3{font-size:16px;font-weight:900;margin-bottom:10px}
.gap-list ul{list-style:none}
.gap-list li{font-size:13.5px;padding:8px 0 8px 24px;border-bottom:1px solid var(--paper);position:relative;line-height:1.45}
.gap-list li::before{content:"✕";position:absolute;left:2px;color:var(--red);font-weight:900;font-size:12px}
.gap-list li:last-child{border-bottom:none}
.gap-list li.more{color:var(--dim);font-style:italic}
.gap-list li.more::before{content:"…";color:var(--dim)}
.gap-list li .mini-hr{font-size:9px;font-weight:900;color:var(--red-dk);background:var(--red-bg);padding:2px 6px;border-radius:8px;margin-left:6px;letter-spacing:.5px;vertical-align:1px}

/* paywall */
.pay{background:var(--navy);border-radius:16px;color:#fff;overflow:hidden;position:relative}
.pay .hazard-bar{height:8px}
.pay-in{padding:26px 28px 28px}
.pay .kick{font-size:11px;font-weight:900;letter-spacing:1.2px;color:var(--amber);text-transform:uppercase}
.pay h3{font-size:24px;font-weight:900;margin:8px 0 8px;letter-spacing:-.3px}
.pay p{font-size:14.5px;color:#c3ccdb;max-width:560px}
.pay ul{list-style:none;margin:16px 0 18px;display:grid;gap:8px}
.pay li{font-size:14px;color:#dbe2ee;padding-left:26px;position:relative}
.pay li::before{content:"✓";position:absolute;left:2px;color:var(--amber);font-weight:900}
.price{display:flex;align-items:baseline;gap:9px;margin-bottom:18px;flex-wrap:wrap}
.price b{font-size:38px;font-weight:900;letter-spacing:-1px}
.price span{color:#93a1b8;font-size:15px}
.price .tag{font-size:11.5px;background:rgba(242,169,30,.15);border:1px solid rgba(242,169,30,.35);color:var(--amber);padding:4px 11px;border-radius:14px;font-weight:700}
.cov-num{font-weight:900;background-image:linear-gradient(90deg,var(--red),var(--amber));-webkit-background-clip:text;background-clip:text;color:transparent;-webkit-text-fill-color:transparent}
.pay .btn{width:100%;justify-content:center;font-size:16px;padding:16px}
.pay-note{font-size:12px;color:#7d8aa0;margin-top:12px;text-align:center}

/* ── plan / report ── */
.plan-doc{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden}
.plan-hd{background:var(--navy);color:#fff;padding:26px 30px;position:relative;overflow:hidden}
.plan-hd::after{content:"";position:absolute;right:-70px;top:-70px;width:240px;height:240px;border:1.5px solid rgba(242,169,30,.15);border-radius:50%}
.plan-hd .kick{font-size:11px;font-weight:900;letter-spacing:1.6px;color:var(--amber);text-transform:uppercase}
.plan-hd h2{font-size:25px;font-weight:900;margin-top:6px;letter-spacing:-.3px}
.plan-hd .meta{font-size:13px;color:#93a1b8;margin-top:6px}
.plan-body{padding:26px 30px 30px}
.plan-body h3{font-size:18px;font-weight:900;letter-spacing:-.2px;margin:26px 0 10px;padding-bottom:7px;border-bottom:2px solid var(--paper)}
.plan-body h3:first-child{margin-top:0}
.plan-body p{font-size:14.5px;margin-bottom:11px;color:#2a3342}
.pr-group{margin:16px 0 6px;display:flex;align-items:center;gap:10px}
.pr-chip{font-size:11px;font-weight:900;letter-spacing:.7px;padding:5px 12px;border-radius:14px;text-transform:uppercase}
.pr-1{background:var(--red-bg);color:var(--red-dk)}
.pr-2{background:var(--amb-bg);color:var(--amb-txt)}
.pr-3{background:#e8edf5;color:#4a5a75}
.pr-group span{font-size:12.5px;color:var(--dim);font-weight:600}
.act{border:1px solid var(--line);border-radius:12px;padding:15px 17px;margin-bottom:10px;position:relative}
.act.hr{padding-left:24px}
.act.hr::before{content:"";position:absolute;left:0;top:0;bottom:0;width:7px;border-radius:12px 0 0 12px;background:var(--tape)}
.act h4{font-size:14.5px;font-weight:800;margin-bottom:4px;padding-right:70px}
.act .why{font-size:12.5px;color:var(--red-dk);font-weight:600;margin-bottom:6px}
.act .how{font-size:13.5px;color:#3a4453}
.act .sec-tag{position:absolute;top:15px;right:15px;font-size:10px;font-weight:800;color:var(--dim);letter-spacing:.5px;text-transform:uppercase}
.ok-list{list-style:none;margin:6px 0 4px}
.ok-list li{font-size:13.5px;padding:6px 0 6px 26px;position:relative;color:#3a4453}
.ok-list li::before{content:"✓";position:absolute;left:2px;color:var(--green);font-weight:900}
.ref-list{list-style:none;margin-top:4px}
.ref-list li{font-size:13px;color:#3a4453;padding:7px 0 7px 14px;border-bottom:1px dashed var(--paper);position:relative}
.ref-list li::before{content:"§";position:absolute;left:0;color:var(--amber-dk);font-weight:700}
.ref-list li a{word-break:break-all;font-size:12px}
.rev-box{background:var(--paper);border-radius:12px;padding:16px 18px;margin-top:8px}
.fill-row{display:flex;align-items:flex-end;gap:10px;margin:0 0 12px}
.fill-row span{font-size:13px;font-weight:700;color:#3a4453;white-space:nowrap}
.fill-row i{flex:1;border-bottom:1.5px solid var(--line);min-height:20px}
.act .own{margin-top:8px;font-size:12px;color:var(--dim);font-weight:600;display:flex;gap:8px;align-items:flex-end}
.act .own i{display:inline-block;width:130px;border-bottom:1px solid var(--line);height:14px}
.rev-box b{font-size:14px}
.rev-box ul{margin:8px 0 0 18px;font-size:13.5px;color:#3a4453}
.rev-box li{margin-bottom:5px}
.callout{background:var(--amber-soft);border:1px solid rgba(242,169,30,.4);border-radius:12px;padding:16px 18px;margin-top:18px}
.callout b{font-size:14.5px}
.callout p{font-size:13.5px;margin:5px 0 0}
.plan-actions{display:flex;gap:11px;margin-top:22px;flex-wrap:wrap}

.disc{font-size:12px;color:var(--muted);background:#fff;border:1px solid var(--line);border-radius:10px;padding:12px 15px;line-height:1.55;margin-top:18px}

/* branded alert modal */
.ff-modal{position:fixed;inset:0;background:rgba(14,26,43,.58);display:none;align-items:center;justify-content:center;z-index:200;padding:20px}
.ff-modal.on{display:flex}
.ff-modal-card{background:#fff;border-radius:14px;max-width:410px;width:100%;overflow:hidden;box-shadow:0 20px 50px rgba(14,26,43,.35);animation:modalIn .22s ease}
@keyframes modalIn{from{opacity:0;transform:translateY(10px) scale(.97)}to{opacity:1;transform:none}}
.ff-modal-body{padding:22px 22px 20px}
.ff-modal-title{font-size:17px;font-weight:900;color:var(--navy);margin-bottom:6px}
.ff-modal-body p{font-size:14px;color:var(--muted);line-height:1.55;margin:0 0 16px}
.ff-modal-body .btn{width:100%;justify-content:center}

footer{background:var(--navy);color:#a3afc2;margin-top:40px}
.ft-in{max-width:1120px;margin:0 auto;padding:34px 18px 22px;font-size:13px;display:flex;justify-content:space-between;gap:20px 32px;flex-wrap:wrap}
.ft-in b{color:#fff;font-weight:900;font-size:16px}
.ft-in b span{color:var(--amber)}
.ft-brand p{margin-top:4px;max-width:420px}
.ft-in a,.ft-lnk{color:#dfe5ee;text-decoration:underline;text-decoration-color:rgba(223,229,238,.35);text-underline-offset:3px}
.ft-in a:hover,.ft-lnk:hover{color:#fff;text-decoration-color:var(--amber)}
.ft-links{display:flex;flex-wrap:wrap;gap:4px 20px;align-content:flex-start;max-width:520px}
.ft-links a,.ft-lnk{min-height:32px;display:inline-flex;align-items:center;font-size:13.5px;font-weight:600}
.ft-lnk{background:none;border:none;padding:0;font-family:inherit;cursor:pointer}
.ft-disc{max-width:1120px;margin:0 auto;padding:16px 18px 30px;border-top:1px solid var(--navy3)}
.ft-disc p{font-size:12px;line-height:1.6;color:#a3afc2;max-width:820px}
.ft-disc strong{color:#dfe5ee}

/* ── motion ── */
.band-card,.q,.stat{transition:transform .25s ease,box-shadow .25s ease}
.band-card:hover{transform:translateY(-3px);box-shadow:0 10px 24px rgba(14,26,43,.09)}
.juri{transition:border-color .2s ease,background .2s ease}
.juri:hover{border-color:rgba(242,169,30,.6);background:#fff}
.stat:hover{transform:translateY(-2px)}
.q:hover{box-shadow:0 6px 18px rgba(14,26,43,.06)}
.btn:active{transform:translateY(1px)}
.yn button.on{animation:pop .2s ease}
@keyframes pop{50%{transform:scale(1.05)}}
@media print{.cta-band{display:none}}
.hero::after{animation:drift 10s ease-in-out infinite}
.hero::before{animation:drift 14s ease-in-out infinite reverse}
@keyframes drift{0%,100%{transform:translate(0,0)}50%{transform:translate(-10px,8px)}}
/* reveal is movement only: content is always visible, with or without IntersectionObserver */
.rv{transform:translateY(14px);transition:transform .6s cubic-bezier(.2,.7,.2,1)}
.rv.in{transform:none}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}.rv{opacity:1;transform:none}}

/* ── print ── */
@media print{
  header,footer,.plan-actions,.nav-row,.callout .btn,.no-print{display:none!important}
  body{background:#fff;font-size:12px}
  .wrap{max-width:100%;padding:0}
  .plan-doc{border:none;border-radius:0}
  .plan-hd{background:var(--navy)!important;-webkit-print-color-adjust:exact;print-color-adjust:exact}
  .act.hr::before,.hr-tag,.pr-chip{-webkit-print-color-adjust:exact;print-color-adjust:exact}
  .page{display:none!important}
  #pgPlan{display:block!important}
}

/* ── document pages (privacy) ── */
a.btn{text-decoration:none}
.doc{max-width:760px;padding-top:40px}
.doc h1{font-size:clamp(28px,4vw,38px);font-weight:900;letter-spacing:-.5px;line-height:1.15;color:var(--navy)}
.doc .doc-lead{font-size:16.5px;color:var(--ink);margin:14px 0 8px}
.doc h2{font-size:19px;font-weight:900;letter-spacing:-.2px;margin:32px 0 8px;color:var(--navy)}
.doc p{font-size:15px;color:var(--muted);margin-top:8px}
.doc ul{margin:10px 0 0 20px}
.doc li{font-size:15px;color:var(--muted);margin-bottom:8px;padding-left:4px}
.doc strong{color:var(--ink)}
.doc a{color:var(--navy);font-weight:700;text-underline-offset:3px}
.doc .doc-back{margin-top:34px}